Plan your loan repayment with precision. Calculate your monthly EMI, visualize the payment breakdown, and compare different loan scenarios to make informed financial decisions.
Your monthly EMI is calculated using the reducing balance method. The actual EMI may vary based on your lender's terms and processing fees.
See how different tenures affect your monthly EMI and total interest paid
| Tenure | Monthly EMI | Total Interest | Total Payment |
|---|
Choosing a shorter tenure of 12 months instead of 60 months can save you ₹4,54,164 in interest payments, though your monthly EMI will be higher.
Year-wise breakdown of your principal and interest payments
| Year | Opening Balance | Principal Paid | Interest Paid | Total Payment | Closing Balance |
|---|---|---|---|---|---|
| Use the calculator on the left and click "Calculate EMI" to generate a year-by-year breakdown (1 to 7 years). The table will appear here. | |||||
Explore more tools to plan your financial journey
Check your loan eligibility based on income, expenses, and credit profile to understand your borrowing capacity.
Plan your savings goals and see how regular investments can grow over time with compound interest.
Compare your current loan with new offers and see how much you can save with a balance transfer.
Common questions about EMI calculations
Get personalized loan offers from our trusted partners with competitive interest rates and flexible repayment options.